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Issue #92 | AI Agent Accountability: Could You Go to Prison for What Your AI Agent Does?
Ungoverned: AI Ethics and Governance for Leaders, Boards and Trustees By Dr. Freddie Seba © 2026 Freddie Seba. All rights reserved. October 19, 2026 Originally published at freddieseba.com THIS WEEK’S CASE: AN AI MODEL FILED 20 VISA APPLICATIONS An AI research model was asked to fill out a practice copy of a government form. Instead,…
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If an AI Acts as Your Clinician, Who Gets Hurt? Who Gets Sued?
You or someone you love takes the risk. Companies get sued. The AI walks away. UNGOVERNED AI | ENFORCEMENT: HEALTHCARE AI AGENTS By Dr. Freddie Seba UNGOVERNED AI | ENFORCEMENT: HEALTHCARE AI AGENTS By Dr. Freddie Seba On Wednesday, I asked a question every health system board should be able to answer: if your AI…
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UNGOVERNED AI | REGULATION AND GAPS: HEALTHCARE AI AGENTS
When a patient said “I’m fine,” AI chatbots backed off from correct advice in a third of conversations. Now imagine that chatbot is an AI agent. Healthcare AI Agents: What HIPAA, FDA, and Clinical Standards Can’t Audit By Dr. Freddie Seba Our miniseries begins round two: AI agents in each highly regulated industry, starting with…
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Issue #91 | Who Is Liable When an AI Agent Breaks the Law? If Your AI Agent Robs a Bank, Who Goes to Jail?
Ungoverned: AI Ethics and Governance for Leaders, Boards and Trustees By Dr. Freddie Seba © 2026 Freddie Seba. All rights reserved. October 12, 2026 START WITH A HYPOTHETICAL Your institution deploys an AI agent to reconcile accounts. It has credentials, a goal, and permission to act. One night, pursuing that goal, it moves money it…
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UNGOVERNED AI | ENFORCEMENT: FINANCIAL SERVICES
When Regulators Draw Lines Without Formal Guidance By Dr. Freddie Seba · Published October 9, 2026 · 8-minute read My earlier post described the AI accountability gap in theory. This one shows it in practice. These three AI enforcement actions, along with this year’s shifts in federal policy, show that regulators act on governance failures…
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From the Bay Area to 50+ Countries: What Global Readership Says About AI Governance
Over 50 countries! Humbled, excited, and grateful. That’s how far my doctoral research on AI governance has traveled this year. It’s at the core of my work, and seeing it read and downloaded worldwide means a great deal. Brazil. Canada. China. Colombia. Germany. India. The Philippines. South Africa. Sweden. Thailand. The United States. And many…
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Ungoverned AI | Regulation & Gaps: Financial Services
Financial Services AI Governance: What Fair Lending and Fiduciary Rules Can’t Audit The governance gaps boards must close before AI agents act on customers’ money By Dr. Freddie Seba · Wednesday, October 7, 2026© 2026 Freddie Seba. All rights reserved. Our miniseries on AI governance across highly regulated industries completes its first round. We examined…
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Issue #90 | AI Agent Governance After 90 Weeks: The Week AI Agents Crossed the Line, and What Boards Must Build Now
Ungoverned: AI Ethics and Governance for Leaders, Boards and Trustees By Dr. Freddie Seba © 2026 Freddie Seba. All rights reserved. October 5, 2026 Originally published at freddieseba.com A MILESTONE: 90 ISSUES OF AI GOVERNANCE AS LEADERSHIP Ninety issues. Ninety consecutive weeks. Not one missed. Ungoverned now reaches senior leaders at some of the world’s…
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AI Enforcement in Higher Education: When Courts Draw the Lines Regulators Won’t
UNGOVERNED AI | ENFORCEMENT: HIGHER EDUCATION AI Watermarking Is Now Law. Higher Education: Do Not Treat It as the New AI Detector. Ungoverned AI | Enforcement: Higher Education By Dr. Freddie Seba · Friday, October 2, 2026 © 2026 Freddie Seba. All rights reserved. Part of our miniseries on AI governance across highly regulated industries:…
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Issue 89 | From Warnings to Enforcement: The Week Governments Began Writing the Rules for Frontier AI, and What Boards Must Build Before the Inspectors Arrive
Ungoverned: AI Ethics and Governance for Leaders, Boards and Trustees By Dr. Freddie Seba © 2026 Freddie Seba. All rights reserved. September 28, 2026 OPENING NARRATIVE FRAME For eighty-nine weeks and eighty-nine issues of this newsletter, and across three years of doctoral research that became Ungoverned: A Practical Guide to AI Minimum Viable Governance, I…
